Quick answer
UPI is how most Indian players add money to King Exchange. Ask for the payment details in the official WhatsApp chat, pay the exact amount from a UPI account in your own name, and send the UTR back in the same chat. This page focuses on the UPI receipt, the UTR, and the difference between a pending and a failed payment.
At a glance
Key takeaways
- UPI deposits on King Exchange start at ₹100 and are paid to details from the official WhatsApp chat.
- Pay the exact amount with GPay, PhonePe, Paytm or your bank app from a UPI account in your own name.
- Send the UTR exactly as printed. If your receipt doesn't show it, your bank SMS usually does.
- Retrying after a failed payment is fine. Retrying while a payment is pending can mean paying twice.
- King Exchange charges no deposit fee, though most banks cap UPI at about ₹1 lakh a day.
What needs to be in place first?
The official WhatsApp number from this website and a UPI app linked to a bank account in your name. Payment details come from that chat only. If anyone else sends you a name and a random VPA to pay, stop.
How does a UPI deposit work?
Ask for payment details in the official chat and say how much you're adding, ₹100 or more. Pay the exact amount with GPay, PhonePe, Paytm or your bank app, copy the UTR or screenshot the success screen, and send it in the chat. Don't pay again while you wait for the team to confirm.
- 1Ask for payment details in the official chat and say how much you're adding (₹100 or more).
- 2Pay the exact amount with GPay, PhonePe, Paytm or your bank app.
- 3Copy the UTR or UPI reference exactly as printed, or take a screenshot of the success screen.
- 4Send it in the chat and wait for the team to confirm. Don't pay again for the same top-up.
A failed UPI payment, where the money returns to your bank, is different from a pending one, where it left your bank but hasn't been confirmed yet. Retrying after a failure is fine; retrying while one is pending can mean paying twice. If a pending payment isn't credited after a reasonable wait, send the UTR and screenshot again. See deposit issues.
What are the limits?
The minimum is ₹100 and King Exchange sets no fixed maximum. Most banks cap UPI at about ₹1 lakh a day, and some allow less on a new payee. If UPI declines a payment, try a smaller amount or bank transfer. See transaction limits.
Reader questions
Frequently asked questions
Q.01Can I pay from someone else's PhonePe?
No. Use an account in your own name. Third-party payments cause problems at withdrawal.
Q.02My receipt has no UTR. What do I do?
Your bank SMS usually shows it. Send that along with the screenshot, and don't guess any digits.
Q.03Will withdrawals go back to the same UPI?
Withdrawals go to a UPI or bank account in your name that you share with the team.
Q.04Are there deposit fees?
King Exchange doesn't charge any. Your bank may have its own charges.
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About the author
Aditya Kulkarni
Payments & Account Guides Editor · 9+ years experience
Aditya writes the account and payment guides: getting a King Exchange ID, login fixes, KYC, UPI deposits, withdrawals and the app.
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